How much ongoing monitoring is necessary for deed restriction programs?

Every shared equity homeownership program requires some level of ongoing monitoring and oversight.  Someone must ensure that homeowners occupy their homes as their primary residence and assist with the resale of restricted units.  Many programs go further by providing ongoing education to homeowners or by stepping in to help owners avoid foreclosure.  There is currently a very wide variety in the level of ongoing staffing that different programs provide for these ongoing functions but it is clear that many of the most common problems that these programs experience can be tied to understaffing this monitoring function.

Increasingly, governmental sponsors are entrusting nonprofit organizations or special purpose public agencies to monitor the use and resale of deed restricted homes.  For example, ARCH (A Regional Coalition for Housing) in King County, Washington continuously monitors several hundred units of deed-restricted housing on behalf of 16 different local jurisdictions.